What Is Meant By Personal Injury Compensation?

Posted on: 21 March 2023

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For accident victims, it's not always about the money. Mostly, accident victims just want to recover from their injuries and get their life back to normal. However, being paid is also important. Monetary compensation will ensure that victims are not burdened with medical bills, vehicle repair costs, and much more. Knowing what you are owed can help victims make better decisions after an accident. Read on and learn what is meant by the term personal injury compensation. 

It's Personal

When it comes to car accident cases, some unique guidelines exist. For things like defamation, false arrest, and other types of civil cases, a physical injury is not required. However, for car accident cases, victims must prove they are physically hurt. They must seek medical care and they must be ready to present their medical records as proof of their injury. 

When it comes to compensation, medical expense payments are often one of the largest compensation categories due to the high cost of medical treatment. Even victims with their own auto insurance medical coverage or healthcare coverage should take action if the other driver was at fault for the accident. You are entitled to have your medical needs met and you should not have to use your own coverage to do so. You should not pay any copays or deductibles either. If you do, speak to a personal injury lawyer about being reimbursed for it. 

Lost Wages

If you are hurt, you may also be unable to go to work. And you should not be working if you are hurt. The driver that caused your accident should be reimbursing you for any time you lost from work because of the accident. If you are being threatened with job termination because of the accident, speak to your lawyer. This act may be illegal in many states. Keep up with the time and pay you missed from working at your job. 

Pain and Suffering

This form of personal injury compensation is often overlooked by those without a lawyer. Unfortunately, some victims are led to believe that they don't deserve pain and suffering damages from the insurer. However, you should be paid for the misery, discomfort, and mental health issues brought on by the accident. The amount you can be paid varies but you may be paid as much as several times the amount of your medical treatment costs. 

Find out more about compensation by speaking with a personal injury lawyer right away.